Your Ultimate Guide to Baccarat


Baccarat is suitable for everyone; it doesn’t require ages mastering or understanding complex strategies as it is sheer luck. From “high rollers” to newbies, everyone can win Baccarat. If you want to experience a casino game for the first time and stay at a distance from “the whales” to increase your chances of winning, you will want to try Baccara.

The History of Baccarat

Baccarat traces its origin to Italy and France. There are a lot of theories about the game’s motherland. Some historians believe it started in France, while others consider Rome the location where Baccarat was first invented in the 1400s by Felix Falguiere. 

In the Italian narrative, Baccara (which means zero in Italian; due to the value of the face cards and tens as zero) was created based on old Etruscan folklore of a virgin woman myth who had to throw dice with nine slides. Her destiny was a matter of chance: if the dice stopped at 8 or 9, then she would be offered to become a priestess.

If it’s a 6 or 7, she could survive but is unallowed to attend any religious event in her village. A result lower than six would cost her her life by drowning in the ocean. Despite this being just a legend, the loser in Baccarat is the player having less than 6 points. 

Some historians believe that Bacarrat was brought to France by King Charles VIII in the 15th century during the Franco-Italian war. However, Baccarat was massively popularized amidst the French aristocracy since the 19th centennial. Up to 1907, Casino gambling wasn’t legalized yet, so individuals used to play it regularly in private gaming rooms. 

French passengers later entered the game to England. Unlike France, the game was not dedicated to noble citizens only. The game was very successful, thanks to the scriptwriter Ian Fleming’s character James Bond who is fond of the game.

Baccarat appeared in the U.S. at the end of the 19th century by French colonists. At that time, Blackjack was very popular and played massively at casinos in America. However, Americans have modified the game and changed some rules, such as Free Baccarat, Mini-Baccarat, and Super Pan Nine.

The variants of Baccarat

In Baccarat, cards hold a point value: the two to nine cards are worth face value. The court cards (10, jack, queen, and king) have no point value, and aces are worth 1. Hands’ value is assessed according to units number of the total of their cards.

So, if you hold a hand of 3 and 5, your hand’s worth is 8, but a hand consisting of 7 and 8 cards is worth 5. The highest number you can get in Baccarat is, therefore, 9.

The earliest kind of Baccarat is called Baccarat Banque or à deux tableaux. Charles Van-Tenac discussed the three-player game in “Album des Jeux.” Following this, Chemin de Fer, also known as Chemmy, emerged as a two-person, zero-sum game (One person’s win is similar to another’s loss). In these two variants, both players can make choices. 

Later, there has been a notable shift in the development of modern Baccarat with Baccarat Punto Banco or North American Baccarat. The wagerer bets on whether the player or the Banker’s hand wins.

In the mid-50s, it evolved into a house-banked game in Havana. Casino-goers have massively played Baccarat worldwide within the past few years, and Casinos are generating generous amounts mainly in Asia and the U.S. 

How to play Baccarat?

Baccarat is a comparing card game played between two opponents at casinos: The player and the Banker. Each round has three different upshots: The player has the higher score, Banker, and “tie.” Participants in the game have the option to bet on either the player or Banker’s hand. 

Playing Baccarat is very straightforward: you get three bets; player, Banker, and tie. It is, similar to Blackjack, played with 7 to 8 decks. Once the cards have been dealt with, you can see who won, and you win or lose according to your bet.
Two hands are dealt, one is for the Banker, and one is for the player. If both the hands dealt tie, then no one wins. If you have bet on a tie, you get reimbursed. 

Once the bets are set, the dealer then distributes the four cards face up: two for the player and two for the Banker. The person with the hand sum closest to nine gets the victory.
If you’ve placed your bet on the winner and it’s a player, you double your money. If you’ve set your wager on the Banker’s hand and it succeeds, it handles 95% of your bet.

In this blog post, we will see how Baccarat is played. We will explain the rules and the steps to know how to play like a pro.

Place your bet before the game starts

Place your best on either the Banker’s hand or the player’s hand before cards are dealt. Later, two cards are distributed to both players.

The casino operator places a face-up card in the player’s box

The next card, belonging to the Banker, is set in his box. Later, the player gets a second card. 

The house declares each player’s total points

  • If any of the players get an 8 or 9 total, they both stand. If the player’s hand is 5 points or less, he will get a third card. If it wasn’t the case, the player would stand except if the Banker had 8 or 9 points. In the last possible outcome, a tie, if you win you can get a payout of 8:1, but the house edge is 14.36%.
  • Baccarat: Rules and steps

    Even though it might seem intimidating at first, Baccarat is a pretty simple game. For individuals who never played the game, voilà; here are some rules to help you understand the game more before heading into a casino.

    1. As mentioned previously, you can bet on the Banker’s hand or the player’s hand. Bets are set before cards are distributed. Two cards are then dealt each to both players.
    2. Either the player or the casino operator with the shoe slides takes a card and places it face up in the player’s box. The next card, belonging to the Banker, is set in his box. Later, the player gets a second card. 
    3. The house then announces the sum of points of each player. 
    4. If any of the two opponents is dealt an 8 or 9 sum, they both stand. 
    5. If the player’s hand is five or less, he will get a third card. If not, the player will stand unless the Banker have 8 or 9 points.
    6. If the player stands or doesn’t draw any new cards, the Banker gets a result of 5 or less.
    7. In the last betting decision, a tie, if you win, you can receive a payout of 8:1, or in some cases 9:1. However, the house has a 14.36% advantage over the player.
    8. There is also a “natural” win in Baccarat. It is a natural win if either opponent gets 8 or 9 in the first two cards dealt.

    Baccarat House Edge

    Baccarat has a slight house edge, another common characteristic with Blackjack. Even that is an intriguing game, Baccarat is smoother and more entertaining than other card games in the casino.

    The house edge for people betting on Banker is 1.06 percent and 1.24 percent for the player. Baccarat experts highly recommend bypassing betting on a tie because it has a more significant house edge.

    Is Baccarat a game of skill or luck?

    Baccarat is more a skill of luck than strategy, as with other casino games such as Poker. It can be an excellent game to enjoy your time and socialize. It is essentially a game of chance and instinct because you don’t have to move the cards.

    Only the cards you will be dealt with determining if you will or lose. The only thing you need to do is choose which bet and then let lady luck decide for you. However, you change bets when one is inoperative or bet on the Banker’s hand as it has a higher chance of winning.

    How to play Baccarat?

    Baccarat is played between two members at casinos: The player and the Banker. Each round has three different ends: 
    1. The player has the higher score
    2. The Banker has the higher score
    3. “Tie.” 
    Participants in the game have the option to bet on either the player or Banker’s hand. 

    What is the origin of Baccarat?

    There are two assumptions about Baccarat’s motherland. Multiple historians believe that it first appeared in Italy in the 14th century by Felix Falguiere; others say it was invented in France during the same century.

    Is Baccarat a game of strategy or luck?

    Baccarat does not require experience and skill, like other casino games like Poker or Pai Gow. All you need to do in Baccarat is betting on one of the two players’ hand and let luck decide for you.